Insurance (Valuation) Articles

Moving companies provide their customers with "valuation" options through its lawfully-filed tariff, interstate of intrastate bill of lading, or corporate or government contract agreements. Valuation protection is a tariff level of carrier liability which provides the customer with liability coverage for loss or damage. Although everyone refers to this valuation loss/damage liability as "insurance", referring to it as "insurance" is incorrect and the guides within this section explain the nuances for moving & storage company's loss and damage valuation options.

Bonded moving company? Bonded movers? What does bonded mean?

Bonded mover - what does bonded mean Whenever a consumer asks me if my moving company is "bonded" what I hear is someone who is worried and looking for a measure of assurance that my company is reputable and won't take advantage of them. However, it is rare that a consumer understands what "bonded" actually means, and…
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The uninsured mover - A homeowners recipe for financial disaster

Uninsured Moving Companies "Accidents Happen." But what most homeowners don't realize is that if a worker is injured on their property, it is you -- the homeowner -- who can be held liable for all medical costs unless the employee is covered by workers compensation insurance. Hospital bills for serious accidents can be…
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How moving insurance works

About Moving Insurance Moving Insurance: every consumer who is moving needs moving insurance, yet few understand how it works, how much coverage is needed or how to obtain it. Whether you decide to do a self-move -- or have a professional moving company move your household goods and personal effects -- you should…
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Atlas household goods interstate loss or damage liability valuation options

Moving Loss Damage Liability The Order For Service you will sign with Atlas provides two options for placing a value on your shipment. The value that you select sets the limit of Atlas’ maximum liability for loss or damage to your goods. These optional levels of liability are not insurance agreements that are governed by state…
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What is the mover's high value inventory form?

Movers high value inventory The moving company's High Value Inventory form is used to identify and account for articles which have extraordinary value. These articles are considered to be a "high value items."  The High Value Inventory Form is used to identify such high value items so that they can be properly accounted…
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Moving insurance vs. movers valuation - It pays to know the difference

Moving Valuation Is Not Insurance The Smiths were avid antique collectors, traveling from on estate auction to the next in search of rare finds. Over the years, the couple amassed an impressive collection of furniture and paintings. When faced with moving the antiques from New York to California, they began contacting moving…
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Moving antiques: be certain of their value before you move

Get appraisals before moving antiques By The  International Society of Appraisers A professional appraiser helps you manage these and other such risks by providing a written opinion of value upon which you can base your financial decisions. Rather than being just an "Educated Guess", the professional appraiser's value conclusions…
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